Consumer Credit Association

Home credit lenders provide small cash loans direct to a customer’s door. The CCA is the trade association for the home credit industry in the UK and Republic of Ireland, promoting high standards of business and consumer relations.

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All the latest CCA information

Information for

From large public limited companies to small firms operating at a local level within the community, the CCA represents over 420 home credit businesses. Find out what we do for them and why your business should join too.

More Information for businesses

Information for

Home credit lenders provide small cash loans direct to your door and collect the repayments on a specified day and time from your home. The CCA is here to help you ensure you get a high level of service from its members.

More Information for consumers

Information for
Money Advisers

By working together with debt advisers, the CCA and its members can help to achieve a positive outcome for customers who may be facing difficulty in repaying a range of creditors. Find out how to engage with the CCA and its members.

More Information for money advisers

Member benefits


Members get access to everything needed to be fully compliant with the industry’s regulations.

Credit Agreements

The CCA’s range of credit agreements is guaranteed to be 100 per cent compliant.


The CCA represents members’ interests at a regional, national and European level.

Vouchers/gift cards

CCA members can purchase vouchers and gift cards at attractive discounts.

Credit checking

The CCA provides cost effective access to credit reference agencies.


Our free training events ensure CCA members are up to date with current legislation and industry best practice.

Specialist software

Members enjoy preferential rates with a leading national supplier of specialist home credit software.

Regional Meetings

These give members the opportunity to network, share best practice and discuss industry issues.

Credit Reporting

Free! members can report customer defaults on-line to a credit reference agency, free of charge.

Read more reasons why you should join the CCA

CCA News

CCA News - January 2015 cover

Our quarterly magazine, CCA News, keeps our members up to date with all the latest news and issues affecting the home credit industry.

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